:root{--bg:#ffffff;--surface:#f4f5fb;--fg:#1d1f46;--muted:#665a4f;--border:#e2e4ef;--accent:#ceb686;--brand:#2a3a6f;--brand-dk:#1d1f46;--whatsapp:#0f7f45;--font-display:'Oswald','Arial Narrow',sans-serif;--font-body:'Open Sans',system-ui,sans-serif;--radius-sm:6px;--radius-md:18px;--radius-lg:28px;--shadow-sm:0 16px 40px rgba(29, 31, 70, 0.08);--shadow-md:0 24px 64px rgba(29, 31, 70, 0.12)}*,::after,::before{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:92px;-webkit-font-smoothing:antialiased}body{margin:0;font-family:var(--font-body);color:var(--fg);background:var(--bg);line-height:1.72;overflow-x:clip}img,svg{display:block;max-width:100%}a{color:inherit;text-decoration:none}ol,p,ul{margin:0}h1,h2,h3,h4,h5,h6{margin:0;font-family:var(--font-display);font-weight:700;line-height:.98;letter-spacing:-.02em}strong{font-weight:700}.wrap{max-width:1160px;margin:0 auto;padding:0 24px}.page-fluid{--page-shell-pad:clamp(1.25rem, 4.6vw, 5.75rem)}.page-fluid .wrap{max-width:none;padding-inline:var(--page-shell-pad)}.sec{padding:88px 0}.sec--tight{padding:64px 0}.stack{display:flex;flex-direction:column;gap:18px}.eyebrow{display:inline-flex;align-items:center;gap:8px;font-family:var(--font-display);font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:var(--accent)}.eyebrow-dark{color:var(--brand)}.section-head{max-width:720px;margin-bottom:36px}.section-head h2{font-size:clamp(2.15rem, 4.2vw, 4.1rem);line-height:.98;margin-top:10px}.section-head p{font-size:15px;color:var(--muted);margin-top:16px;max-width:640px}.display-xl{font-size:clamp(3.4rem, 8vw, 7rem)}.display-lg{font-size:clamp(2.8rem, 6vw, 5rem)}.lead{font-size:16px;line-height:1.78}.lead-muted{color:rgba(255,255,255,.82)}.copy-muted{color:var(--muted)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:46px;padding:0 22px;border:1px solid transparent;border-radius:var(--radius-sm);font-size:14px;font-weight:700;transition:transform 180ms,background-color 180ms,color 180ms,border-color 180ms,opacity 180ms;white-space:nowrap}.btn:hover{transform:translateY(-1px)}.btn-lg{min-height:52px;padding:0 28px;font-size:15px}.btn-wa{background:var(--whatsapp);color:#fff!important}.bc-br .meta-row,.bc-dk .meta-row{color:rgba(255,255,255,.78)}.btn-pri{background:var(--brand);color:#fff}.btn-outline-light{border-color:rgba(255,255,255,.32);color:#fff}.btn-outline-light:hover{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.58)}.btn-outline-dark{border-color:var(--border);color:var(--fg)}.btn-outline-dark:hover{border-color:var(--brand);color:var(--brand)}.grid-12,.grid-2,.grid-3,.grid-4{display:grid;gap:16px}.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}.grid-4{grid-template-columns:repeat(4,minmax(0,1fr))}.grid-12{grid-template-columns:repeat(12,minmax(0,1fr))}.bc{position:relative;overflow:hidden;border-radius:var(--radius-lg);padding:28px}.bc-w{background:#fff;border:1px solid var(--border);box-shadow:var(--shadow-sm)}.bc-s{background:var(--surface);border:1px solid var(--border)}.bc-dk{background:var(--brand-dk);color:#fff}.bc-br{background:var(--brand);color:#fff}.bc-br .panel-label,.bc-dk .panel-label{color:rgba(255,255,255,.78)}.bc-ac{background:var(--accent);color:var(--fg)}.ghost-number{font-family:var(--font-display);font-size:clamp(4rem, 10vw, 10rem);line-height:1;color:rgba(255,255,255,.42);position:absolute;right:18px;bottom:-16px;pointer-events:none;user-select:none}.ghost-number--dark{color:rgba(29,31,70,.08)}.card-kicker{display:inline-flex;font-family:var(--font-display);font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--brand)}.card-title{font-size:clamp(1.3rem, 2.2vw, 2rem);line-height:1.02;margin-top:10px}.card-text{font-size:14px;line-height:1.72;margin-top:14px}.meta-row{display:flex;flex-wrap:wrap;gap:10px;font-size:12px;color:var(--muted)}.nav-pill{position:fixed;top:18px;left:50%;transform:translateX(-50%);width:calc(100% - 40px);max-width:1160px;z-index:200;background:rgba(29,31,70,.92);backdrop-filter:blur(18px);-webkit-backdrop-filter:blur(18px);border:1px solid rgba(255,255,255,.09);border-radius:14px}.page-fluid .nav-pill{left:var(--page-shell-pad);right:var(--page-shell-pad);width:auto;max-width:none;transform:none}.nav-inner{display:flex;align-items:center;gap:8px;min-height:58px;padding:0 clamp(1.25rem,2.8vw,2.2rem)}.nav-logo{display:flex;align-items:center;gap:10px;flex-shrink:0}.nav-pill .nav-logo img{width:150px!important}.nav-mp{font-family:var(--font-display);font-size:22px;font-weight:700;color:var(--accent)}.nav-txt{max-width:110px;font-size:11px;line-height:1.24;color:rgba(255,255,255,.78)}.nav-links{display:flex;gap:4px;margin-left:auto}.nav-links a{padding:7px 10px;border-radius:8px;font-size:13px;color:rgba(255,255,255,.72);transition:background-color 180ms,color 180ms}.nav-links a.active,.nav-links a:hover{background:rgba(255,255,255,.08);color:#fff}.nav-cta{padding:0 18px}.nav-toggle{display:none;margin-left:auto;background:0 0;border:0;color:#fff;font-size:24px;cursor:pointer}.nav-mobile{display:none;padding:0 18px 20px}.nav-mobile.open{display:block}.nav-mobile a{display:block;padding:12px 0;font-size:15px;color:rgba(255,255,255,.78);border-top:1px solid rgba(255,255,255,.08)}.nav-mobile a:last-child{margin-top:12px;padding:12px;border:0;background:var(--whatsapp);border-radius:var(--radius-sm);color:#fff;text-align:center}.page-hero{padding:124px 0 72px}.page-hero--dark{background:var(--brand-dk);color:#fff}.page-hero--dark h1,.page-hero--dark h2,.page-hero--dark h3{color:#fff}.hero-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:28px}.list-check,.list-dash{display:flex;flex-direction:column;gap:14px;padding:0;list-style:none}.list-check li,.list-dash li{display:flex;align-items:flex-start;gap:12px;font-size:14px;line-height:1.7}.list-check li::before,.list-dash li::before{display:inline-flex;align-items:center;justify-content:center;width:20px;min-width:20px;height:20px;margin-top:2px;border-radius:50%;font-family:var(--font-display);font-size:10px;font-weight:700}.list-check li::before{content:'✓';background:var(--brand);color:#fff}.list-dash li::before{content:'—';border:1px solid var(--border);color:var(--brand)}.panel-label{font-family:var(--font-display);font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:#5d5266}.panel-label--light{color:rgba(255,255,255,.78)}.panel-label--muted-light{color:rgba(255,255,255,.7)}.article-shell{display:grid;grid-template-columns:minmax(0,1fr) 304px;gap:28px;align-items:start}.article-body{font-size:16px;line-height:1.86;color:#2a2d4e}.article-body ol+p,.article-body p+ol,.article-body p+p,.article-body p+ul,.article-body ul+p{margin-top:18px}.article-body h2{margin-top:42px;padding-top:16px;border-top:1px solid var(--border);font-size:clamp(1.7rem, 3vw, 2.4rem);line-height:1}.article-body h3{margin-top:26px;font-size:1.25rem;line-height:1.06}.article-body ol,.article-body ul{padding-left:20px}.article-body li{margin-top:8px}.article-sidebar{position:sticky;top:92px;display:flex;flex-direction:column;gap:16px}.pull-quote{margin:28px 0;padding-left:22px;border-left:3px solid var(--accent)}.pull-quote p{font-family:var(--font-display);font-size:clamp(1.4rem, 2vw, 2rem);line-height:1.18}.faq-stack{display:flex;flex-direction:column;gap:18px}.faq-group{border:1px solid var(--border);border-radius:var(--radius-lg);background:#fff;overflow:hidden;box-shadow:var(--shadow-sm)}.faq-group h3{padding:24px 28px 12px;font-size:1.7rem}.faq-group details{border-top:1px solid var(--border)}.faq-group summary{list-style:none;cursor:pointer;padding:20px 28px;font-weight:700;font-size:15px;display:flex;align-items:center;justify-content:space-between;gap:16px}.faq-group summary::-webkit-details-marker{display:none}.faq-group summary::after{content:'+';font-family:var(--font-display);font-size:18px;color:var(--brand)}.faq-group details[open] summary::after{content:'–'}.faq-answer{padding:0 28px 22px;color:var(--muted);font-size:14px;line-height:1.78}.faq-answer p+p{margin-top:12px}.footer{background:var(--brand-dk);color:rgba(255,255,255,.68);padding:64px 0 32px}.foot-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:44px;margin-bottom:44px}.footer h5{font-family:var(--font-display);font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:rgba(255,255,255,.72);margin-bottom:16px}.footer a,.footer p{display:block;margin-bottom:8px;color:rgba(255,255,255,.78);font-size:14px}.foot-tag{margin-top:12px;font-size:13px;line-height:1.68;color:rgba(255,255,255,.64)}.foot-bot{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;align-items:flex-start;padding-top:24px;border-top:1px solid rgba(255,255,255,.08)}.foot-dis{max-width:680px;font-size:12px;line-height:1.7;color:rgba(255,255,255,.62)}.foot-copy{font-size:12px;color:rgba(255,255,255,.62)}.wa-float{display:inline-flex;position:fixed;right:20px;bottom:20px;z-index:210;align-items:center;gap:8px;padding:12px 18px;border-radius:999px;background:var(--whatsapp);color:#fff;box-shadow:0 20px 48px rgba(37,211,102,.36);font-weight:700;font-size:14px}@media (max-width:1024px){.grid-4{grid-template-columns:repeat(2,minmax(0,1fr))}.article-shell,.foot-grid{grid-template-columns:1fr}.article-sidebar{position:static}}@media (max-width:768px){body{padding-bottom:78px}.page-fluid{--page-shell-pad:clamp(1rem, 4.5vw, 1.5rem)}.wrap{padding:0 18px}.sec{padding:68px 0}.grid-2,.grid-3,.grid-4{grid-template-columns:1fr}.nav-cta,.nav-links{display:none}.nav-toggle{display:block}.page-hero{padding:104px 0 56px}.display-xl{font-size:3rem}.display-lg{font-size:2.4rem}.hero-actions{flex-direction:column;align-items:stretch}.foot-bot{flex-direction:column}.wa-float{display:inline-flex;right:18px;bottom:16px;padding:10px 16px}}